I was talking to my housemate yesterday about ?

feeling bad because I didn't give a homeless person on the streets some money as I didn't have any and had other things on my mind, and she said "don't feel bad about not giving a Tramp money", if she calls homeless people tramps what kind of person does this make her?I mean I don't really go so far as to insult homeless people like that as Life is HARD, and even though I don't like to judge people I think that she was a bit harsh in how she said this!